UGO Wallet Homescreen.

Download UGO Wallet & add a loyalty card.

Get a $10 Gift Card*

Offer available to new accounts only.
*Restrictions apply, see

Learn more

Lighten your wallet.

Start moving your wallet to your phone. Store your loyalty, membership, and gift cards on your smartphone. Then drag and drop to organize them your way. Plus, save and organize your receipts so you can access them whenever you need them!

Travel loyalty card, Drugstore loyalty card, Retail loyalty card

Loyalty Cards

Don't miss out on reward points. Scan the barcode of your loyalty cards, or key in the number manually to add them to your UGO Wallet. Then, just pull up the barcode at Canadian retailers and have the cashier scan it to rack up your points.

e-Gift Card Icon

Buy and Send e-Gift Cards

Buy e-gift cards in UGO Wallet using your Canadian Visa Debit, Visa Credit, or Mastercard. Keep them for yourself or send them to friends and family via email. To use an e-gift card, just pull it up in the email or in UGO Wallet and ask the merchant to scan the barcode. Or, if you're making a purchase online, enter the card information.

UGO holding a smartphone containing gift and loyalty cards.

Gift Cards

Have gift cards with you when you need them. Add gift cards to your smartphone by scanning the barcode or keying in the number manually. Then, pull up a gift card in store to use it. There's even a space to add your balance.

Membership card

Membership Cards

Store your membership cards in your UGO Wallet! Just scan the barcode or key in the number manually. Plus, add each card's expiration date so you can remember to renew your membership cards on time.

UGO holding a receipt


Keep your receipts handy. Add paper receipts by snapping pictures of them. Add email receipts by creating a UGO Wallet email address and just forwarding them to it. Then, categorize receipts and add notes. Find your receipts quickly by searching by merchant, date, or amount, and even export them in spreadsheets (.xlsx or .csv) or as images (.pdf). How's that for convenience?

UGO Wallet keeps your information secure


Protecting your sensitive data is very important to us. With UGO Wallet, you can use passwords, passcodes or Touch ID, depending on your smartphone, to protect your personal information.

When you add your loyalty, gift, membership and other cards with UGO Wallet, you are backed by bank-grade encryption.

See security features

Get UGO Wallet

  • You should still keep a copy of your plastic cards and paper receipts just in case you need them. Some merchants may not accept a digitized receipt for returns and exchanges.

  • Your credit or debit card issuer may impose fees or other charges when you purchase an e-gift card. Please check with your issuer for further information.