Ugo holding a gift card

The wallet for your phone.

Simplify your life.


Lighten your wallet.

Start moving your wallet to your phone. Store your loyalty, membership, and gift cards on your smartphone. On Android smartphones (4.4+), add participating credit cards, too. Then drag and drop to organize them your way. You can even send money to friends and family. Plus, save and organize your receipts so you can access them whenever you need them!

Travel loyalty card, Drugstore loyalty card, Retail loyalty card

Loyalty Cards

Don't miss out on reward points. Scan the barcode of your loyalty cards, or key in the number manually to add them to your UGO Wallet. Then, just pull up the barcode at Canadian retailers and have the cashier scan it to rack up your points.

Ugo holding a gift card

Gift Cards

Have gift cards with you when you need them. Add gift cards to your smartphone by scanning the barcode or keying in the number manually. Then, pull up a gift card in store to use it. There’s even a space to add your balance.

Membership card

Membership Cards

Keep your membership cards handy – store them in your UGO Wallet! Add membership cards to UGO Wallet by scanning the barcode or keying in the number manually. Plus, add each card’s expiration date so you can remember to renew your membership cards on time.

UGO holding a receipt


Keep your receipts handy. Add paper receipts by snapping pictures of them. Add email receipts by creating a UGO Wallet email address and just forwarding them to it. Then, categorize receipts and add notes. Find your receipts quickly by searching by merchant, date, or amount, and even export them in spreadsheets (.xlsx or .csv) or as images (.pdf). How’s that for convenience?

Tap your smartphone on the terminal to pay with UGO Wallet

Credit Cards

Want to pay with just a tap of your smartphone? Add your credit cards to your UGO Wallet! On Android smartphones 4.4+, you can add your personal TD Credit Cards (excluding TD US Dollar Visa and TD Cash Back MasterCard credit cards). And coming soon, you'll also be able to add your President's Choice Financial MasterCard credit cards as well.

Once you've added a card, making payments is easy! Just tap your phone wherever you would normally tap your credit card. And when you pay using your credit card with UGO Wallet, your information remains secure – your credit card number is not stored on your smartphone or transferred with payment.

Send money with UGO Wallet

Send money with UGO Wallet

Send money to friends and family quickly and securely via text with UGO Wallet. Easily load funds to UGO Wallet using your Visa or MasterCard credit cards or Visa Debit card. And you can view your transaction history to keep track of all of your activity.


Protecting your sensitive data is very important to us. With UGO Wallet, you can use passwords, passcodes or Touch ID, depending on your smartphone, to protect your personal information. When using credit cards on UGO Wallet, passcodes are always required in order to give you an extra level of security.

When you add your loyalty, gift, membership and credit cards, or send money with UGO Wallet, you are backed by bank-grade encryption. Plus, making a payment using a participating credit card in your UGO Wallet is as secure as paying with your plastic credit card.

See security features

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