Two people holding smartphones using UGO Wallet

Refer a friend to UGO
and you'll both
get rewarded!

You already know that UGO Wallet makes your shopping experience better, so why not spread the news? For a limited time, refer a friend to UGO and you’ll both get a bonus Gift Card*

Here's how it works:

Number 1 in a purple circle

Send a friend who’s new to UGO any e-gift card of $5 or more from UGO Wallet

Number 2 in a orange circle

When you send the e-gift card, make sure you tell your friend that you’ll both get a bonus e-gift card when they sign up for UGO Wallet. They’ll need to use the same email address you sent the e-gift card to

Number 3 in a green circle

After your friend registers for UGO Wallet, you’ll get a bonus $10 Gift Card and your friend will get a bonus $5 Gift Card. That means your friend will get two little surprises—your first e-gift card, plus the bonus one!

image of x5 (times by 5)

Repeat! You can refer up to five friends as part of this limited-time promotion. That means five of your friends can get bonus e-gift cards, thanks to you!

three hashtag symbols

Do a bit of online shopping on us! To use, just type in the Gift Card code the next time you're shopping on

To make sure you both get your bonus e-gift cards as part of this offer, send e-gift cards to friends and tell them to register by May 28th. Bonus e-gift cards will arrive by June 10.

Don’t know how to send an e-gift card from UGO Wallet?
Purple YouTube Play Button  Watch this quick YouTube video
or follow these instructions:

  • Click on the + sign in the top right-head corner of the app’s home screen
  • Choose Buy e-Gift Card
  • Pick a merchant and an amount
  • Enter the recipient’s information and your personal message. Make sure you tell them about this promotion so you both get your bonus e-gift cards!
  • Enter your payment info. Use your Canadian Visa Debit, Visa Credit, or Mastercard. Speed things up by tapping your credit card if you have an Android phone or taking a picture if you’re on an iPhone. To make things even faster on an iPhone, use your payment card in Apple Pay!

*Restrictions apply, see This offer is for those invited by UGO via email only and cannot be shared. Limit five referrals as part of this offer per user.

Refer a Friend Bonus
Terms and Conditions

This promotion is offered by UGO Mobile Solutions, a division of the Toronto Dominion Bank (“UGO”, “we” or “us”)


This offer is available to individuals ("The Sender") who received this offer via email addressed to them from UGO and, between May 15 and May 28, 2019, send any e-gift card of a value of $5 or more to another individual who did not register for UGO Wallet prior to May 15, 2019 ("The Recipient"). When The Recipient creates a new UGO Wallet account using the same email address at which they received the e-gift card from The Sender by May 28, 2019, The Sender is eligible to receive a bonus $10 Gift Card and The Recipient a bonus $5 Gift Card. The Sender is eligible for this offer a maximum of five (5) times.

Limit five (5) e-Gift Cards per Sender and one (1) e-Gift Card per Recipient, regardless of whether an individual owns more than one eligible smartphone. UGO reserves the right to require individuals to verify their eligibility. Offer void where prohibited by law.


On or before June 10, 2019, The Sender and The Recipient will be able to claim their e-Gift Cards through their UGO Wallet. The Sender and The Recipient must keep the UGO Wallet app on their smartphone until they have claimed and redeemed the e-Gift Card. No hard copy of the e-Gift Card will be provided. The e-Gift Card may not appear exactly as depicted. The e-Gift Card must be claimed by June 30, 2019 or it will expire. Once claimed, the e-Gift Card will not expire.

General Terms:

Use of the e-Gift Card by the Eligible Participant is subject to the terms and conditions governing the use of the card which may be accessed at: The Sender and Recipient are responsible for any applicable taxes or any costs or expenses associated with the use or redemption of the e-Gift Card.

UGO may, at its discretion, change, extend, limit, suspend, or withdraw this offer at any time and without notice or substitute the e-Gift Card with another benefit of the same or similar value. The e-Gift Card is not assignable or transferable and may not be redeemed for cash. This offer cannot be combined with any other offer, discount or promotion.

UGO reserves the right to disqualify from participation in the offer any individual who does not comply with these Terms and Conditions, including any individual who attempts to circumvent, by any means, the e-gift card limit per Sender and Recipient.

All decisions made by UGO regarding the offer are final and binding in all respects.

By sending any e-gift card of a value of $5 or more through UGO Wallet during the campaign time period, The Sender agrees to these Terms and Conditions. By registering for a UGO Wallet account during the campaign time period, The Recipient agrees to these Terms and Conditions.

By Participating in the offer, you release and discharge UGO, their affiliated companies, advertising agencies, fulfilment and promotional partners and their respective officers, directors, shareholders, employees, agents and subcontractors (collectively the “Released Parties”) from all liability or damages that may arise out of your participation in the offer or your acceptance, use, inability to use, or misuse of the e-Gift Card.

The Released Parties are not responsible for and shall have no liability for any unavailability, interruption or failure of any computer, mobile device, software, hardware, network, telecommunications or internet provider, or website or any other occurrence outside of the control of the Released Parties that in any way impacts or affects UGO’s ability to provide or fulfill the offer.